Bank tariffs

The changes were made in accordance with the Decision of the Asset and Liability Management Committee of JSC “Altyn Bank”(subsidiary of Halyk Bank of Kazakhstan JSC) protocol of the meeting of April 4, 2018 No. 04042018 (which come into force on May 1, 2018), of April 11, 2018 No. 11042018 (which come into force on April 16, 2018), of May 31, 2018 No. 31052018 (which come into force on June 4, 2018), of June 28, 2018 No. 28062018 (which come into force on July 1, 2018), of January 11, 2018 No. 1101119 (which come into force on January 28, 2019), of August 09, 2018 No. 09082018, of September 07, 2018 No. 07092018, of January 11, 2019 No. 110119 (which come into force on January 28,2019), the 05th of February, 2019 No. 05022019 (which come into force on the 19th of February, 2019), of May 31, 2019 No. 31052019 (which come into force on June 17, 2019), protocol of the meeting of December 26, 2019 No. 26122019 (which come into force on December 30, 2019), of 17.01.2020 No. 17012020 (which come into force on January 27, 2020), of December 08, 2020 No. 08122020 (which come into force on December 18, 2020). protocol of the meeting of December 30, 2020 No. 30122020 (which come into force on January 05, 2021), protocol of the meeting of January 18, 2021 No. 18012021  (which come into force on January 19, 2021), protocol of the meeting of January 18, 2021 No. 18012021 (which come into force on January 19, 2021), protocol of the meeting of February 04, 2021 No. 04022021 (which come into force on February 05, 2021), protocol of the meeting of May 20, 2021 No. 20052021 (which come into force on June 07, 2021) , protocol of the meeting of June 11, 2021 No. 11062021 (which come into force on June 21, 2021) , protocol of the meeting of November 09, 2021 No. 09112021 (which come into force on Januare 17, 2022) , protocol of the meeting of January 20, 2022 No. 20012022 (which come into force on Januare 31, 2022) , protocol of the meeting of June 08, 2022 No. 08062022 (which come into force on June 20, 2022) , protocol of the meeting of June 20, 2022 No. 20062022 (which come into force on June 30, 2022)
Accounts and cards

For standard customers of individuals:

Become a customer of Altyn-i 0 tenge
The “Mastercard Gold”/ “Platinum”/ “World”/ “World Nomad Club”/ “World Elite”/ “Visa Infinite” (plastic card)/ “Union Pay Platinum”/ “Diamond” cards issuance 0 tenge
Additional card issue

Issuance of an additional Visa Infinite card (metal card)

3 000 tenge

30 000 tenge

Opening a current account1 0 tenge
A special current account opening and management for crediting one-time pension payments from the ENPF (JSC (Joint Stock Company) Integrated Accumulative Pension Fund) 0 tenge
Issuance of the “Mastercard Gold” card with personalized design 1000 tenge
Issuance of the “Visa Infinite” (foil card) 30 000 tenge
Virtual card issue 0 tenge
Reissue of a card at the initiative of the bank 0 tenge
Card re – issue upon a card expiration date 0 tenge
Re-issue of all cards, except for the “Infinite” (foil card), at the initiative of a customer 3 000 tenge
Re-issue of the “Infinite” (foil card), at the initiative of a customer 30 000 tenge
PIN code change 0 tenge
Cash withdrawals from debit cards:
Cash withdrawals at ATMs in Kazakhstan* Gold:

400 000 tenge per month -0 tenge, over 400 000 tenge per month -1% + 500 tenge

Platinum/World/World Nomad Club:

700 000 tenge per month -0 tenge, over 700 000 tenge per month -1% + 500 tenge

World Elite/Infinite /Diamond:

1 000 000 tenge per month -0 tenge, over 1 000 000 tenge per month -1% + 500 tenge

Upon receipt of salary by MT102 transfer -0 tenge

Cash withdrawals at ATMs outside Kazakhstan* Gold:

400 000 tenge per month -0 tenge, over 400 000 tenge per month -1,5% + 1 000 tenge

Platinum/World/World Nomad Club:

700 000 tenge per month -0 tenge, over 700 000 tenge per month -1,5% + 1 000 tenge

World Elite/Infinite /Diamond:

1 000 000 tenge per month -0 tenge, over 1 000 000 tenge per month -1,5% + 1 000 tenge

Cash withdrawals at branches of other banks in Kazakhstan and abroad 1%, minimum 400 tenge + commission fee of another bank
Cash deposit in the ATMs/Payment Terminals Altyn Bank JSC (SB China Citic Bank Corporation Ltd) 0 tenge
SB of Halyk Bank JSC terminals Cash deposit though payment terminals of JSC “Halyk Bank” Cash deposit though payment terminals of JSC “Halyk Bank” аccording to the current commissions of JSC “Halyk Bank “
Payment of purchases in POS-terminals 0 tenge
Payment in POS/Internet (casino) 0,5%
Card blocking 0 tenge
Inactive account maintenance (a dormant card / account for more than 1 year)3 1,000 tenge (KZT) / month, but not more than the amount of the account balance
Maintenance of a dormant account (non-using of the account for more than 1 year) on a special current account for one-time pension payments crediting from the ENPF 0 tenge
Annual maintenance for debit / credit cards:
MasterCard Gold 0 tenge
Masterсard Platinum/Mastercard World Nomad Club/Union Pay Platinum 500 tenge per month
Visa Infinite/World Elite/UPI Diamond 2 500 tenge per month

for VIP clients:

Issuing debit and credit cards (Visa Infinite/Mastercard World Elite/Union Pay Diamond) 0 tenge
Annual service of debit / credit payment cards (Visa Infinite/Mastercard World Elite/Union Pay Diamond) 2 500 tenge per month
Annual service of debit / credit payment cards (Visa Infinite / Mastercard World Elite / Union Pay Diamond) for depositors for individuals with a placement amount of more than 300,000 USD (equivalent in tenge). 0 tenge
Cash withdrawals at ATMs of Altyn Bank JSC, Halyk Bank of Kazakhstan JSC 0 tenge
Cash withdrawals at ATMs of other banks with the MasterCard, Cirrus, Maestro logos in the territory of Kazakhstan 0 tenge
Cash transactions
Cash deposit of Account/Card via cash desk of Altyn Bank branches 0 tenge, excluding the Chinese yuan currency CNY – 3% of the contribution amount;
except for the Russian ruble currency RUB (ruble) – 10% of the contribution amount
Cash withdrawal from current/savings account with a period of storage of money less than 15 days in national and foreign currency 0.7%, minimum 500 tenge,
Cash withdrawal from current/savings account with a period of storage of money of 15 days or more in national and foreign currency 0 tenge
Cash withdrawal from the current account upon procurement of a secured loan, including when transferring to the seller’s account from the Borrower’s account under the “Digital Mortgage” executed in the “Altyn-i” service 0 tenge
Payments and transfers
Intrabank transfer between accounts of bank customers 0 tenge
Incoming payments and transfers in tenge and in foreign currency 0 tenge
Incoming payments and transfers in native currency to a special current account for one-time pension payments crediting from the ENPF 0 tenge
Payment for services in Altyn-i 0 tenge, for payments to financial organizations and bookmaker’s offices – 1% of the payment amount, minimum 100 tengefor making a payment in favor of the bank’s partners – 500 tenge.
Incoming payment and money transfer in tenge from JSC Otbasy Bank» 0 tenge
Outgoing payments and transfers in tenge 100 tenge (in Altyn-i service) 2 000 tenge (in bank department; full / partial execution of PT or IR)
Outgoing payments and transfers in national currency on a special current account for one-time pension payments crediting from the ENPF 0 tenge
Outgoing payments and transfers in foreign currency at the expense of the beneficiary (recipient) (BEN/SHA) 4 500 tenge (in Altyn-i service) 0,2% minimum 4 500 tenge, maximum 40 000 tenge (in the branch of the Bank)
Outgoing payments and transfers in foreign currency at the expense of the sender (OUR)54 7 500 tenge (in altyn-i service) 0.3% min. 7 500 tenge, max. 70 000 tenge (at the bank branch)
Межбанковские переводы в тенге по номеру телефона 0 tenge
Other (SWIFT and Kazakhstan Interbank Settlement Center)
Return of incoming international payment 7 500 tenge
Any change / cancellation / adjustment of payment or transaction in kzt at the request of the client 2 000 tenge6
Any change / cancellation / adjustment of a payment or transaction in foreign currency at the request of the client 17 000 tenge
Certificates
Account statement – at the request of the Customer/Certificate of loan indebtedness/certificate of balance confirmation and/or presence of an account/accounts (in electronic form) 0 tenge
Certificate of confirmation of balance and/or presence of an account/accounts. 1 500 tenge6
The balance and / or the existence of an account / accounts confirmation letter (on paper / in electronic form) on a special current account for one-time pension payments crediting from the ENPF 0 tenge
Account statement – at the request of the customer (on paper) 0 tenge
Certificate with decription of transactions on the card (date, ATM number, transaction time) 3 000 tenge6
Certificate of loan indebtedness (on paper) 3 000 tenge6
Common services
Current account service (with connection to SMS notifications) 0 tenge
SWIFT payment confirmation (on paper) 1 000 tenge
Registration of power of attorney in the branch of the Bank for managing an account/accounts 1 000 tenge6
Сourier services when sending a payment card, certificates, statements and other documents (within Kazakhstan and international)5 1 000 tenge +VAT (Almaty)
2 000 tenge + VAT (Nur-Sultan)
3 000 tenge + VAT (other cities in Kazakhstan)

40,000 Tenge, including VAT for international card shipping, regardless of the receiving country.

3 500 tenge (KZT), including VAT (Value Added Tax) – for repeated delivery of a payment card (bank card) to a customer in the Republic of Kazakhstan, including Almaty and Nur-Sultan cities

Courier services when sending a payment card, reissued at the end of the period 0 tenge
Provision of video materials by Altyn Bank JSC (SB of China Citic Bank Corporation Ltd) Tariffs of Halyk Bank of Kazakhstan JSC are applied6
Safe operations
Safe operations7
Small safe rental (125*310*435):
1 month8 3 500 tenge6
3 month 8 000 tenge6
6 month 14 000 tenge6
9 month 20 000 tenge6
12 month 24 000 tenge6
Rent a medium safe (175*310*435):
1 month8 5 000 tenge6
3 month 12 000 tenge6
6 month 23 000 tenge6
9 month 32 500 tenge6
12 month 42 000 tenge6
Rent a large safe (300*310*435):
1 month8 7 000 tenge6
3 month 19 000 tenge6
6 month 30 000 tenge6
9 month 40 000 tenge6
12 month 55 000 tenge6
Rent a large safe Grand (475*310*435):
1 month8 9 000 tenge6
3 month 25 000 tenge6
6 month 45 000 tenge6
9 month 75 000 tenge6
12 month 90 000 tenge6
Replacement of the lock in case of loss/destruction/damage of the lock/keys due to the Customer’s fault 20 000 tenge6

 

Bank tariffs

Bank tariffs Download

Credit card rates
Tariffs for Standard - Smart city credit card

Approved by the Resolution of the Asset and Liability Management Committee of Altyn Bank JSC (SB of China Citic Bank Corporation Ltd), minutes of the meeting No. 28092016 dated 28 September 2016.

Cash withdrawals at ATMs of the Bank and other banks 3% minimum 500 tenge
Cash withdrawal at the cash desk of other banks in the Republic of Kazakhstan 3% minimum 500 tenge + commission fee of other bank
Cash withdrawal at the cash desk of other banks outside the Republic of Kazakhstan 3% minimum 1 000 tenge + commission fee of other bank
Transfer of money from an account and/or from a credit card to other cards and/or accounts 3% minimum 500 tenge
Annual credit card service not charged
Closing a current account with a positive balance in excess of the credit limit In the amount of a positive balance in the current account, max. 1000 tenge

Bank card service fee is charged annually after twelve calendar months.

Postal delivery at the initial registration of a credit card is free of charge.

The remaining tariffs are in accordance with the approved tariffs in the Altyn-i service (minutes of the Asset and Liability Management Committee meeting №04042018 dated April 04, 2018).

 

Tariffs for Standard - Free card credit card

Approved by the Resolution of the Asset and Liability Management Committee of Altyn Bank JSC (SB of China Citic Bank Corporation Ltd), minutes of the meeting No. 28092016 dated 28 September 2016.

Taking into account the changes approved by the Resolution of the Asset and Liability Management Committee of Altyn Bank JSC (SB of China Citic Bank Corporation Ltd), minutes of the meeting No. 11042018 dated April 11, 2018

Cash withdrawals at ATMs of the Bank, Halyk Bank of Kazakhstan JSC 0 tenge
Cash withdrawal at ATMs of other banks in the Republic of Kazakhstan 2% plus 250 tenge
Cash withdrawal at ATMs of other banks outside the Republic of Kazakhstan 2% plus 500 tenge
Cash withdrawal at the cash desk of other banks in the Republic of Kazakhstan 2% plus 250 tenge + commission fee of other bank
Cash withdrawal at the cash desk of other banks outside the Republic of Kazakhstan 2% plus 1 000 tenge + commission fee of other bank
Transfer of money from an account and/or from a credit card to other cards and/or accounts 0 tenge
Annual credit card service not charged
Closing a current account with a positive balance in excess of the credit limit In the amount of a positive balance in the current account, max. 1000 tenge

Postal delivery at the initial registration of a credit card is free of charge.

The remaining tariffs are in accordance with the approved tariffs in the Altyn-i service (minutes of the Asset and Liability Management Committee meeting №04042018 dated April 04, 2018).

Tariffs for Nomad Gold Altyn-I credit card

Approved by the Resolution of the Asset and Liability Management Committee of Altyn Bank JSC (SB of China Citic Bank Corporation Ltd) minutes of the meeting No. 12072017 dated July 12, 2017

Cash withdrawals at ATMs of the Bank and other banks 3% minimum 500 tenge
Cash withdrawal at the cash desk of other banks in the Republic of Kazakhstan 3% minimum 500 tenge + commission fee of other bank
Cash withdrawal at the cash desk of other banks outside the Republic of Kazakhstan 3% minimum 1 000 tenge + commission fee of other bank
Transfer of money from an account and/or from a credit card to other cards and/or accounts 3% minimum 500 tenge
Monthly service fee 500 tenge
Closing a current account with a positive balance in excess of the credit limit In the amount of a positive balance in the current account, max. 1000 tenge

Postal delivery at the initial registration of a credit card is free of charge.

The remaining tariffs are in accordance with the approved tariffs in the Altyn-i service (minutes of the Asset and Liability Management Committee meeting №04042018 dated April 04, 2018).

Credit card rates with payment by installments

Approved by the Resolution of the Asset and Liability Management Committee of Altyn Bank JSC (SB of China Citic Bank Corporation Ltd), minutes of the meeting No. 18092020 dated 18 September 2020.

Annual maintenance fee for the main / additional card (installment credit card)
World (installment credit card) 0 tenge
Withdrawing funds from a payment card account (installment credit card)
АТМ Altyn Bank/Halyk Bank 3% minimum 500 tenge
ATMs of other banks on the territory of the RK 3% minimum 500 tenge
ATMs of other banks outside the RK 3% minimum 500 tenge
Branch of other banks of the RK 3% minimum 500 tenge
Branch of other banks outside of the RK 3% minimum 500 tenge
For the transfer and use of the transaction amount in installments for 3 months 0 tenge

Postal delivery at the initial registration of a credit card is free of charge.
The remaining tariffs are in accordance with the approved tariffs in the Altyn-i service (minutes of the Asset and Liability Management Committee meeting №04042018 dated April 04, 2018).

Tariffs of consumer loan secured by real estate
Tariffs of consumer loan secured by real estate
Current account service (with connection to SMS notifications) Borrower category
With proof of official income Without confirmation of official income
Loan currency tenge
Loan amount from 3,000,000 to 50,000,000 tenge
Loan term from 36 to 120 months
Terms with commission
Interest rate 19% Annual effective interest rate – from 21,6% from 21% (Annual effective interest rate – from 24,1%)
Commission for consideration of an application and documents for a loan 10 000 tenge 10 000 tenge
Commission fee for consideration of the application and documents for a Loan 2,5 % 2,5 %
Terms without commission
Interest rate 20% Annual effective interest rate – from 22% from 23% (Annual effective interest rate – from 25,6%)
Commission for consideration of an application and documents for a loan 0 tenge 0 tenge
Commission fee for consideration of the application and documents for a Loan 0 0
Commissions for servicing mortgage loans of individuals:
Service* Commission
1. Commission for partial / full early repayment of the loan during the first 12 months from the date of the loan

After 12 months from the date of the loan

25 000 tenge

0 tenge

2. Commission ** for considering questions on changing the terms of a loan (except for changing the interest rate), as well as for considering issues on changing conditions related to the borrower / co-borrower, pledger / guarantor, with the subject 25 000 tenge
3. Commission** for consideration of issues on changing the terms of the loan (not related to partially early repayment of the loan):

  • – change of payment date
  • – change in the repayment method
  • – changing the loan term
25 000 tenge
4. Commission for consideration of issues on changing interest rates 2% of the principal amount
5. Commission for consideration of issues on issuance of letters and certificates of a loan, subject of pledge upon application of a client 3 000 tenge (including tax)
6. Commission for the provision of a letter at the request of the client to release the collateral from encumbrance upon completion of the loan for the first time – 0 tenge

repeatedly – 3000 tenge (including VAT)

7. Commission for consideration of the issue of issuing, upon the client’s request, notarized copies of title documents of mortgage real estate, contracts and additional agreements contained in the credit file 8 000 tenge (including tax)
8. Commission for issuing copies of documents at the request of the client (without notarization) 3 000 tenge (including tax)
* Commissions are charged after a positive decision on the application / service
** The fee applies to loans issued since February 10, 2018.
Tariffs of consumer loan secured by real estate Download
Real Estate Loan Rates
Real Estate Loan Rates
Current account service (with connection to SMS notifications) Borrower category
With proof of official income Without confirmation of official income
Loan currency tenge
Loan amount from 3,000,000 to 175,000,000 tenge
Loan term from 12 to 240 months
An initial fee from 20% of the value of the acquired property from 50% of the value of the acquired property
Terms with commission
Interest rate 16% Annual effective interest rate – from 18,3% from 19,5% (Annual effective interest rate – from 21,9%)
Commission for consideration of an application and documents for a loan 10 000 tenge 10 000 tenge
Commission fee for consideration of the application and documents for a Loan from 1% 2,5 %
Terms without commission
Interest rate 17,5% (Annual effective interest rate – from 19%) from 21,5% (Annual effective interest rate – from 23,8%)
Commission for consideration of an application and documents for a loan 0 tenge 0 tenge
Commission fee for consideration of the application and documents for a Loan 0 0
Commissions for servicing mortgage loans of individuals:
Service* Commission

1. Commission for partial / full early repayment of the loan during the first 12 months from the date of the loan

After 12 months from the date of the loan

Within the first 12 months from the date of granting the loan at the expense of a one-time pension payment

25 000 tenge

0 tenge

0 tenge

2. Commission ** for considering questions on changing the terms of a loan (except for changing the interest rate), as well as for considering issues on changing conditions related to the borrower / co-borrower, pledger / guarantor, with the subject 25 000 tenge

3. Commission** for consideration of issues on changing the terms of the loan (not related to partially early repayment of the loan):

  • – change of payment date
  • – change in the repayment method
  • – changing the loan term
25 000 tenge
4. Commission for consideration of issues on changing interest rates 2% of the principal amount
5. Commission for consideration of issues on issuance of letters and certificates of a loan, subject of pledge upon application of a client 3 000 tenge (including tax)
6. Commission for the provision of a letter at the request of the client to release the collateral from encumbrance upon completion of the loan

for the first time – 0 tenge

repeatedly – 3000 tenge (including VAT)

7. Commission for consideration of the issue of issuing, upon the client’s request, notarized copies of title documents of mortgage real estate, contracts and additional agreements contained in the credit file 8 000 tenge (including tax)
8. Commission for issuing copies of documents at the request of the client (without notarization) 3 000 tenge (including tax)
* Commissions are charged after a positive decision on the application / service
** The fee applies to loans issued since February 10, 2018.
Real Estate Loan Rates Download
Tariffs on “Mortgage 7-20-25”
Tariffs on “Mortgage 7-20-25”
Interest rate, % p.a.* 7
Commission for consideration of an application and documents for a loan 0
Commission for loan organization 0
AEIR from 7.2%
Loan service fees
Service Commission
1. Commission for partial / full early repayment of the loan during the first 12 months from the date of the loan 0 tenge
After 12 months from the date of the loan 0 tenge
2. Commission for considering questions on changing the terms of a loan (except for changing the interest rate), as well as for considering issues on changing conditions related to the borrower / co-borrower, pledger / guarantor, with the subject 0 tenge
3. Commission for consideration of issues on changing the terms of the loan (not related to partially early repayment of the loan):

  • change in the repayment method*
  • changing the loan term*
0 tenge
4. Commission for consideration of issues on issuance of letters and certificates of a loan, subject of pledge upon application of a client 0 tenge
5. Commission for the provision of a letter at the request of the client to release the collateral from encumbrance upon completion of the loan 0 tenge
6. Commission for consideration of the issue of issuing, upon the client’s request, notarized copies of title documents of mortgage real estate, contracts and additional agreements contained in the credit file 0 tenge
7. Commission for issuing copies of documents at the request of the client (without notarization) 0 tenge

Approved by the decision of the ALCO No. 30112020 of November 30, 2020

Tariffs on “Baspana Hit”
Tariffs on “Baspana Hit”
Interest rate, % p.a.* NB base rate + 175 bp (fixed on the day of loan agreement signing)
Commission for consideration of an application and documents for a loan 10 000 tenge
Commission for loan organization 1% from loan amount

Loan service fees

Service Commission
1. Commission for partial / full early repayment of the loan during the first 12 months from the date of the loan 25 000 tenge
After 12 months from the date of the loan 0 tenge
2. Commission for considering questions on changing the terms of a loan (except for changing the interest rate), as well as for considering issues on changing conditions related to the borrower / co-borrower, pledger / guarantor, with the subject 25 000 tenge
3. Commission for consideration of issues on changing the terms of the loan (not related to partially early repayment of the loan):

  • change in the repayment method*
  • changing the loan term*
25 000 tenge
4. Commission for consideration of issues on issuance of letters and certificates of a loan, subject of pledge upon application of a client 3 000 tenge (including tax)
5. Commission for the provision of a letter at the request of the client to release the collateral from encumbrance upon completion of the loan
  • for the first time – 0 tenge
  • repeatedly – 3000 tenge (including VAT)
6. Commission for consideration of the issue of issuing, upon the client’s request, notarized copies of title documents of mortgage real estate, contracts and additional agreements contained in the credit file 8 000 tenge (including tax)
7. Commission for issuing copies of documents at the request of the client (without notarization) 3 000 tenge (including tax)

Approved by the decision of the ALCO No. 30112020 of November 30, 2020

Tariffs for the "Next Generation Mortgage with BI Group" Program
Tariffs for the "Next Generation Mortgage with BI Group" Program
Term 12 months 13-24 months 25-36 months 37-60 months 61-120 months 121-180 months 121-240 months
Interest rate, % pa from 0,1% from 5% from 6% from 8% from 11% from 12% from 14%
AEIR, % pa from 0,1% from 5,1% from 6,1% from 8,3% from 11,7% from 12,7% from 14,5%
Commission for consideration of an application and documents for a loan 0
Commission for loan organization 0
Commission for partial early repayment in the period from 1 year to 5 years (within the payment schedule for a loan term of up to 5 years). 0

Approved by the decision of the ALCO No. 17032022 of March 17, 2022

Note

 

  1. Issuing the first card, opening an account, annual servicing and card delivery;
  2. Applies to cards of the account to which the transfer was received
  3. The fee for servicing an inactive account is not deducted from current accounts that participate in deposit / loan agreements, current accounts for legalization.
  4. The bank covers commissions of other banks arising in the process of payment execution, at the expense of the sender
  5. Refers to delivery at the initiative of the client. Delivery at registration and at the initiative of the Bank is free
  6. This rate includes VAT
  7. This service is provided at the Nur-Sultan branch
  8. It also applies:
    • ● When renting a cell for up to 1 month
    • ● When calculating the amount of arrears for the overdue lease, it is debited one time on the next business day after the lease
    • ● When forcibly opening the safe for safekeeping of the Client’s property and further at the indicated rate for each subsequent month of storage.
    • * General counter for cash withdrawals on the territory of the Republic of Kazakhstan and abroad

In the case of customer service at the branch of the Bank:

The Bank reserves the right to conduct a payment order of the customer, accepted after 14:00 (Nur-Sultan time), on the next transaction day, as well as the right not to accept a payment order of the customer on Friday after 15:00 (Nur-Sultan time) in case of limited technical capabilities;

The Bank reserves the right to provide a certificate upon the request of the customer, received after 16:00 (according to Nur-Sultan time), on the next transaction day;

Сlient must notify the bank for at least 3 (three) business days (unless otherwise agreed with the bank) about cash withdrawals in kzt, usd, eur, gbp in the amount of more than kzt 5,000,000 / usd 50,000 / eur 10,000 / gbp 10,000.

On payment cards, opened before 1 of May 2018, on “Standart” category, commissions for cash withdrawal in ATMs and monthly service are charged according approved tariffs of Altyn Bank JSC (SB China Citic Bank Corporation Ltd) for individuals by payment cards: VisaClassic, Visa Platinum, MasterCard Gold, MasterCard Standard, on website www.altyn-i.kz

Tariffs

On “VIP” accounts operation commissions through Banks Departments are charged according approved tariffs of Altyn Bank JSC (SB China Citic Bank Corporation Ltd) for individuals (“VIP” accounts) on website www.altyn-i.kz in the section «STATUS»