Interest rates are approved by the decision of the Asset and Liability Management Committee No. 02032022dated 02/03/2022 with the entry into force on 03/03/2022

Interest rates are approved by the decision of the Asset and Liability Management Committee No. 02032022dated 02/03/2022 with the entry into force on 03/03/2022

Interest rates are approved by the decision of the Asset and Liability Management Committee No. 02032022dated 02/03/2022 with the entry into force on 03/03/2022

Press “Register deposit” in the personal account in Section “Deposits”. An application for deposit opening will open, and you have to select terms applicable for you, and fill in all the fields. Deposit is immediately opened. See more detailed information concerning the terms related to the deposits here.

Pay attention to the following fields when opening a deposit:

Deposit payment period (days) – means that the deposit will be paid upon the expiration of 30 calendar days in case of premature termination, or immediately – if 0 is provided.

Accrual of interests in case of premature termination – if 0 % is provided, all the accrued/capitalized remuneration is deducted from the deposit amount, and all the remunerations are cancelled. If a rate equal to percent rate is provided, the remuneration is paid for actual term of deposit placement at the specified rate.

Full information about the deposit rates can be found here.

The accrued interests can be checked in the personal account in Altyn-I service or bank branch. Press “History of transactions” in the selected deposit in Altyn-I service, select the required period. It is also possible to set certain terms for search using filter. here.

The accrued interests can be checked in the personal account in Altyn-I service or bank branch. Press “History of transactions” in the selected deposit in Altyn-I service, select the required period. It is also possible to set certain terms for search using filter.

You can also address the offices of our bank.

A deposit can be established for a period from one month to three years. More details about deposit rates can be found here.

In your personal account, go to the Deposits section. Select the deposit you need, press the Partial withdrawal function and transfer money to your debit card. You can withdraw cash at the ATM.

Press “Details review” in the selected deposit in personal account using Altyn-I service, where all the terms related to this deposit will be displayed.

Depending on the type of deposit with a partial withdrawal, a penalty may or may not be provided. You can view the conditions  here. If necessary, contact Bank support team, either through phone: +77273305777, +77273565777, through the official accounts on Facebook and Instagram, or send a text message through WhatsApp, number: +77713305777

The terms for early termination of the agreement vary depending on the type of the selected deposit. More details about the conditions can be found  here. If necessary, contact Bank support team, either through phone: +77273305777, +77273565777, through the official accounts on Facebook and Instagram, or send a text message through WhatsApp, number: +77713305777

No, there are no limits to the number of deposits.

The possibility of deposit replenishment depends on the type of the chosen deposit. Information on deposits can be found   here.

The information about the minimal amount of money depending on the type of deposit can be found   here.

Capitalization is a periodic adding of interest to the deposit, that is, the addition of interest on interest.

Automatic prolongation of the deposit is possible if the client when signing the agreement, checked the Prolongation box. If the client has not fixed the prolongation, then on the day the agreement expires, the money from the deposit will immediately be transferred to the client’s account.

If the client has not fixed the prolongation when signing the agreement, then on the day the agreement expires, the deposit account will be closed and the money from the deposit will immediately be transferred to the client’s account. In case of early termination of the deposit agreement, the client will need to go to the Deposits section in his personal account. Then, select the deposit you need and press the button Close deposit. The money will be transferred to the client’s account, depending on the conditions of the deposit. If necessary, contact Bank support team, either through phone: +77273305777, +77273565777, through the official accounts on Facebook and Instagram, or send a text message through WhatsApp, number: +77713305777

The Bank hereby informs its personal customers with whom it has concluded a bank account and/or bank deposit agreement (hereinafter referred to as – the depositors) of the introduction of a new procedure for payment of the guarantee compensation in the event that the Bank is deprived of its license to conduct all banking operations.

The new procedure for payment of the guarantee compensation shall apply to the depositors:

• with whom the Bank has concluded bank account and/or bank deposit agreements after 30 April 2021, and
• for whom the validity term of the previously concluded bank account and/or bank deposit agreements was extended for another term from 1 May 2021.

The new procedure for payment of the guarantee compensation provides two ways of obtaining the guarantee compensation by the depositors: (1) in the agent bank and (2) electronically via the electronic payment portal of Kazakhstan Deposit Insurance Fund JSC (hereinafter referred to as – the KDIF) or the web portal of the “electronic government”. In this case, the period of payment of the guarantee compensation shall be restricted to one year from the date of commencement of payment.

The KDIF will inform the depositors of the date of commencement of guarantee compensation payments, specifying the list of agent banks, the period and places of payments, within thirty-five working days from the date of withdrawal of the Bank’s license to conduct all banking operations.

If the depositors do not apply for obtaining the guarantee compensation after one year from the date of commencement of payments, the KFGD will transfer the amounts not being claimed by them to their accounts in the Unified Accumulative Pension Fund as voluntary pension contributions.

You may familiarize with the full text of the notification of a new procedure for the payment of guarantee compensation by following the link below:

Notification

The new procedure for payment of the guarantee compensation will be applied to the guarantee compensation payments for deposits of the banks whose licenses to conduct all banking operations have been withdrawn after May 1, 2021, as well as the banks, for the deposits of which the guarantee compensation payment is being made and for which the expiry date of the guarantee compensation payment is set until May 1, 2022.

The maximum amount of the payable guarantee compensation is:

• 20 million tenge for savings deposits (deposits) in national currency;
• 10 million tenge for cards, accounts and other deposits in national currency;
• 5 million tenge for cards, accounts and deposits in foreign currency (equivalent to the exchange rate at the date of withdrawal of the bank’s license).

For additional information related to the issues on deposit guarantee, including the procedure for obtaining guarantee compensation, the depositors may contact the bank’s specialists by dialing the cell-phone number +77273565777 or contact directly the KDIF’s by dialing the call center’s number – 1460.

To open the deposit, current account with balance shall be available. You can make deposit to the current account by all the means convenient for you:

• In the Bank branches: in cash, in tenge and foreign currency, if the document certifying your identity is available – commission-free.
• In the network of terminal stations or bank machines of HalykBank JSC: in cash, in tenge and foreign currency (USD, EUR) using bank machines with a cash acceptance option (Cash-in option). Enter the entire number (IBAN) of the account opened in our bank (KZ…), or do not enter data, if you have a card opened in our bank – commission-free. Addresses of terminal stations and bank machines: https://halykbank.kz/branches_atm select the required bank machine using filter (acceptance in USD/EUR; 24/7 operation).
• Cashless transfer: from any bank of the Republic of Kazakhstan in the branch or via Internet service using our bank details:

  Bank – Altyn Bank JSC

  BIC/SWIFT: ATYNKZKA

  Business Identification Number: 980740000057

  Full name of recipient

  Individual Identification Number of recipient

  Account: (IBAN) of recipient (KZ…)

  Beneficiary Code: Recipient code (19 – resident; 29 – non-resident)

  Payment Purpose Code: Payment destination

  Commission fee for the transfer is established by the sending bank or service. There is no commission fee for incoming payment in our bank.

• Transfers between the cards of any banks of the Republic of Kazakhstan: cashless transfer in tenge and US dollars via Internet service or using bank machines of the banks of the Republic of Kazakhstan. The transfer is carried out only if the cards are available, by the way of transfer from any Bank card to the Altyn-I card.

  The amount of transfer shall not exceed the amount equal to 2,500 US dollars per one-time transfer, and shall not exceed the amount in tenge equal to 10,000 US dollars per day according to the current rate of exchange. Individual bank limits can be set individually in relation to the amount and number of transfers. Commission fee during transfer using Internet service of our bank: 1 % of the transfer amount (minimum 250 tenge).

• Prompt transfer “Suńqar”: can be carried out in tenge using telephone number from the CenterCredit Bank (on a free basis) and Eurasian Bank (commission fee is equal to 250 tenge). Maximum amount is equal to 500,000 tenge per day and for one-time transaction.
• International SWIFT transfer: without limitations on the transfer amount, in any currency, and from any country. The transfer commission fee is established by the sending bank or service. To carry out transfer, current accounts shall be available for sendin